Help in obtaining a loan
As an alternative to obtaining a quick loan that does not require paperwork, we suggest exploring the following option:
How to increase the chances?
Before going to the bank in order to obtain a loan, it will not be superfluous to pay special attention to some important points:
franchise business plan.
From a carefully prepared business plan and the right franchise depends on what kind of response you will receive on your application.
It is worth paying attention to the fact that companies that cooperate with Sberbank of Russia often put forward their own conditions. The client’s response to the issue of a loan depends on their implementation by the client. For example, an employee company of Sberbank of Russia may request from a client who wants to get a loan for a business from scratch an analysis of the market for services or goods in the sphere in which an individual entrepreneur plans to work.
Another important point (and possibly decisive) may be the credit history of the borrower, his financial situation and (or) the availability of collateral and the amount of the down payment. All this can be verified by bank employees before issuing a loan.
Thus, it can be concluded that a positive response from the bank is possible only if all the requirements put forward by franchising companies that cooperate with banking institutions are met.
Conditions and factors affecting the issuance of a loan
Once again, we draw attention to the fact that in order to get a loan, you need to carefully study and try to comply with all the factors and conditions that may affect the decision of the bank. It is important for any bank to have guarantees for the reliability of the borrower and evidence of its solvency.
The conditions put forward by the bank in relation to the borrower are usually the following:
the client’s presence of a carefully prepared detailed business plan — providing the bank with a statement of the individual’s income (Form 2-NDFL) —the client has movable / immovable property — no other loans (which the client is currently paying) —a guarantee from the person (individual / legal), without loans and bad credit history.